购房贷款基准利率贷款期限年123456789101112131415161718192021222324252627282930利率年（%）6.006.156.156.406.406.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.556.55等额本息首套住房、商业用房（上浮10%）利率等额本息个人公积金贷款利率利率年（%）4.004.004.004.004.004.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.504.50等额本息每月还款额（元）一次性434.25295.24225.79184.17158.74139.00124.23112.78103.6496.1990.0084.7980.3476.5073.1670.2267.6365.3363.2661.4159.7458.2256.8455.5854.5353.3752.4051.5050.67第二套个人公积金贷款（上浮10%）利率年（%）4.404.404.404.404.404.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.954.95等额本息每月还款额（元）一次性436.03297.02227.58185.98160.82141.10126.36114.93105.8298.4092.2487.0582.6378.8275.5072.6070.0367.7565.7263.8962.2560.7659.4058.1757.0456.0155.0654.1853.38每月还款额每月还款年（%）（元）额（元）一次性443.88304.90236.69195.19168.34148.74134.11122.80113.80106.50100.4595.3991.0887.3984.1981.4078.9476.7874.8573.1371.6070.2168.9667.8366.8165.8865.0264.2563.546.606.776.777.047.047.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.217.21一次性446.66307.70239.65198.20171.48151.93137.36126.10117.17109.92103.9398.9294.6791.0387.8985.1582.7580.6478.7777.1075.6174.2773.0771.9971.0170.1269.3268.5867.91
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